The bad news? Once again, Boston finds itself near the top of a list of the country’s most expensive cities.

You’ll need to make close to six figures to responsibly buy a home in Boston, according to a recent analysis.

Mortgage research website HSH.com pegged the median home price in metropolitan Boston at $464,900 — nearly double the national median of $255,600.

Using second-quarter 2017 data from the National Association of Realtors — and taking into account the principal, interest, tax, and insurance payments required — the site determined that it would require a salary of $98,518.71 to afford a house here.

For comparison, the median home price in Orlando — which ranked as the least expensive of the 50 metropolitan areas analyzed — is $245,000, which would require an annual salary of $54,158.84.

The analysis, which also culled data from Freddie Mac and the Mortgage Bankers Association of America, assumed a 20 percent down payment in making its calculations. Putting just 10 percent down on a house pushes the required salary in Boston to $114,102.23.

If there is a silver living to this latest bit of (not all that unexpected) news, it’s that at least we’re not in California, a state that featured the four cities with the highest required salaries to buy a home, according to the list.

San Jose checked in as the most expensive with a mind-boggling required salary of $221,363.63, followed by San Francisco ($181,341.49), San Diego ($116,875.11), and Los Angeles ($101,531.66).

New York ($99,136.79) was fifth, one spot ahead of Boston.

Dugan Arnett can be reached at dugan.arnett@ globe.com. Follow him on Twitter @duganarnett.