Scorpio (Oct. 24-Nov. 22): Initiate change. Stay on top of money matters; be sure to ask for a written estimate before you sign a contract. Research can help prevent you from making a costly mistake.

Sagittarius (Nov. 23-Dec. 21): Do something that requires one of your talents and intelligence or that offers the opportunity to explore new possibilities and outlets. Let your passion rise and help you make your dreams come true.

Capricorn (Dec. 22-Jan. 19): Keep your emotions hidden from those trying to find your weak link. Put your energy into achieving your goals and fend off interference by keeping a low profile and making every move count.

Aquarius (Jan. 20-Feb. 19): A creative outlet will spark your imagination. Get excited about your plans and prospects; it will help build the momentum and support you need to reach your goal.

Pisces (Feb. 20-March 20): Refuse to let someone else’s uncertainty slow you down. Don’t hesitate to do your best and implement a change that stimulates personal growth. Use your imagination to outmaneuver competitors.

Aries (March 21-April 19): Use your intelligence to outmaneuver anyone trying to exploit you. Don’t be naive or give anyone the power to make choices for you. Scour all avenues for opportunities and create something wonderful.

Taurus (April 20-May 20): Put your energy where it counts. Make comfort and convenience your goals. Change begins with you; make your best offer and clarify what you want in return.

Gemini (May 21-June 20): Take care of business yourself. If you depend on others, you will be disappointed in the results. Use your intelligence, knowledge and resources to help navigate your way forward.

Cancer (June 21-July 22): Let your mind wander, but keep your money and possessions safe. Don’t buy into someone else’s dreams or succumb to a manipulative sales pitch. Curb impulsive behavior, and keep a tight grip on your money.

Leo (July 23-Aug. 22): Do it yourself. Relying on others to do things for you will lead to regret and poor results. Keep your thoughts to yourself when dealing with business matters or associates.

Virgo (Aug. 23-Sept. 22): You are overdue for a change, but first, you must take care of loose ends. Once you have all your ducks in a row, reward yourself with a pick-me-up that makes you feel good about your accomplishments.

Libra (Sept. 23-Oct. 23): Dealing with people from different backgrounds will require open-mindedness. Offer alternatives and be willing to meet halfway if that’s what it will take to get things done.