Sagittarius (Nov. 23-Dec. 21): Do your due diligence when making arrangements that include some serious expenses. Nothing is worth the worry of going into debt unnecessarily. When in doubt, know enough to decline and walk away.

Capricorn (Dec. 22-Jan. 19): Rearrange your calendar to ensure you can attend lectures or demonstrations that can help you adopt a healthy and happy lifestyle. A change of heart will lead to a new adventure.

Aquarius (Jan. 20-Feb. 19): Press play and be on your way. Participating in festive events or preparing your surroundings for upcoming activities will get you in the spirit of the season.

Pisces (Feb. 20-March 20): Get serious and get things done. How you handle matters that involve friends, family or associates will determine how well you are received when a new era arrives.

Aries (March 21-April 19): Sign up for something of interest or donate your time or items you no longer need to an organization you want to help. How you spend your time and money will make a difference.

Taurus (April 20-May 20): Spend time revising how you do things. Base your success on how you feel and let go of pastimes and people who have drained you mentally, physically or financially.

Gemini (May 21-June 20): Embrace those who have something you are interested in. The more you communicate and engage in events that spark your interest, the easier it will be to position yourself for success.

Cancer (June 21-July 22): Incorporate something unique into whatever job you pursue, and you’ll make an impression on someone in a position to help you advance. Avoid frivolous expenditures and joint ventures.

Leo (July 23-Aug. 22): Put your head down and focus on your objective. Refuse to let anyone talk or guilt you into something that doesn’t fit your schedule or budget. Put your energy where it brings the highest return.

Virgo (Aug. 23-Sept. 22): Trouble will surface unless you abide by the rules and stay on budget. Take stock and consider what you can sell. Learn to say no and set boundaries. Saving money will be key.

Libra (Sept. 23-Oct. 23): Book your plans to travel or visit loved ones. Express your feelings and make gestures that leave nothing to chance. You’ll discover something you didn’t know about a loved one.

Scorpio (Oct. 24-Nov. 22): An opportunity is worthwhile only if it fits your budget and obligations. Refuse to argue over something you cannot change. Know when to back away and do your own thing.