30-YEAR FIXED 6.70 %

15-YEAR FIXED 5.86 %

5/1 ADJUSTABLE RATE 6.00 %

Bankrate obtains rate information from the 10 largest banks and thrifts in 10 large U.S. markets. Mortgages are gathered based on 700 FICO with 80% LTV and between 30-60 lock days. This is an average of all points but the information we gather includes no more than 2 points.